Spotlight on insurance

Zurich Municipal's spotlight on insurance

Why purchasing cover is a critical decision for your school

Each and every school is unique, and needs to have confidence that it will get the support it requires to minimise disruption in the event of an incident.

The provision of risk and insurance is a critical decision, with some schools basing their choices purely on cost, to the detriment of other factors. While price is a key determinant, schools need to consider other critical features of risk transfer, including support, scope of cover and how this is applied in the policy. You often get what you pay for.

Making the right choice 

Tilden Watson, Head of Education for Zurich Municipal, explains the importance of making the right choice in our video below.

Building strong relationships

Hands-on support from an experienced insurer is important and can help minimise disruption and get classrooms open as quickly as possible after an event. Schools should work closely and build strong relationships with their insurer or risk provider to improve their resilience against possible threats.

Companies such as Zurich Municipal provide customers with bespoke risk and insurance arrangements for a school, with clear policies on support in the event of an incident and how they operate a claim. Zurich Municipal truly engages with its customers to understand the risks faced and ensure the right bespoke support is in place. Schools can have peace of mind that insurance providers have to abide by contracts and are regulated by the Financial Conduct Agency.

Five key considerations when purchasing insurance

Choosing the right protection can be a minefield. Although many factors come into play, the scope of cover and how this is applied in the policy should always be a top priority.

Five things schools should consider when choosing risk and insurance are:

  1. value for money
  2. scope of cover and provision of extra cover such as for subsidiary operations or additional activities
  3. quality of support in a crisis
  4. risk support such as business continuity planning and surveys
  5. expert named contacts and dedicated claims teams.

Here to support you

Understanding the insurance process can appear complicated and baffling. The Academies Hub and our founding sponsor Zurich Municipal are working together to support you.

Don't let insurance and risk worries get in the way of running your academy; talk to Zurich Municipal. As experts in their field they are as passionate about education as you are.

Contact Zurich Municipal by:

 0800 232 1901

Visit their webpages for more information:


 Zurich Municipal